Torrid Holdings Inc. CURV

Competitive advantage analysis · consumer-cyclical

Corporate Default
Overall moat score
46/100
Developing

Ranked against 33 peers in Apparel Retail

About Torrid Holdings Inc.

Torrid Holdings Inc. provides apparel, intimates, and accessories for curvy women in North America. The company designs, develops, and merchandises its products under the Torrid, Torrid Curve, CURV, and Lovesick brand names. It is also involved in the sale of tops, denim, bottoms, dresses, intimates, activewear, sleep wear, swim wear, and outerwear products; and accessories, footwear, and beauty products. The … Full CURV analysis →

Key strengths

  • ROIC Sustainably Above Peers ROIC at 75.9th percentile exceeds peers and WACC, demonstrating superior capital allocation.
  • Margins Stable Across Cycles Operating margin volatility is low (stability score 0.79), demonstrating pricing resilience across cycles.

Key risks

  • Elevated Debt Risk Debt serviceability is weak (score 0.22), raising refinancing risk.
  • Liquidity Concerns Liquidity is concerning (score 0.09), raising questions about short-term obligations.

The dashed ring is the peer median. Defense scores are percentile ranks against peers, so 50 is roughly the typical company in this group.

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Pricing Power

Developing
48
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Signals, strengths and risks for Pricing Power

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Signals, strengths and risks for Cost Advantage

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Signals, strengths and risks for Customer Stickiness

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Signals, strengths and risks for Capital Efficiency

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Signals, strengths and risks for Resilience

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Signals, strengths and risks for Scale & Market Position

Where CURV ranks in Apparel Retail

Torrid Holdings Inc. ranks #19 of 34 scored companies in Apparel Retail by moat score — the top 56%. The widest moat in the group is lululemon athletica inc. (LULU) at 83/100.

# Company Moat score Rating
15 Guess?, Inc. GES 57/100 Moderate
16 Genesco Inc. GCO 52/100 Moderate
17 Victorias Secret & Co. VSCO 52/100 Moderate
18 Lands' End, Inc. LE 48/100 Developing
19 Torrid Holdings Inc. CURV 46/100 Developing
20 Duluth Holdings Inc. DLTH 41/100 Developing
21 Foot Locker, Inc. FL 40/100 Developing
22 Stitch Fix, Inc. SFIX 40/100 Developing
23 Caleres, Inc. CAL 38/100 Developing

See every General Corporate company ranked by moat score →

How CURV scores on the Corporate Default defenses

Pricing Power

Score 48 · 20% of the moat score

Pricing power is the ability to raise prices without losing volume.

Cost Advantage

Score 59 · 15% of the moat score

A cost advantage means delivering the same product for structurally less — better purchasing, denser distribution, a more automated process.

Customer Stickiness

Score 32 · 15% of the moat score

Stickiness is what makes revenue repeat without being re-won every year.

Capital Efficiency

Score 71 · 18% of the moat score

Capital efficiency asks what the company earns on the money tied up in the business.

Resilience

Score 18 · 17% of the moat score

Resilience is the capacity to get through a bad year on its own terms — enough liquidity, enough interest cover, and enough cash generation to avoid a rescue financing or a forced sale.

Scale & Market Position

Score 47 · 15% of the moat score

Scale matters only when it converts into economics.

How each Corporate Default defense is measured, in full →

Understanding CURV's moat

What is Torrid Holdings Inc.'s moat score?

Torrid Holdings Inc. (CURV) scores 46 out of 100 on the StatsAlpha Moat Map, which rates its competitive advantage as developing. It ranks #19 of 34 scored companies in Apparel Retail, the top 56%. The score is a weighted composite of 6 competitive defenses, each measured against industry peers of 33 companies in Apparel Retail. Its strongest defense is Capital Efficiency (71/100) and its weakest is Resilience (18/100).

How does Torrid Holdings Inc. compare with other Apparel Retail companies?

Torrid Holdings Inc. ranks #19 of 34 scored companies in Apparel Retail by moat score. The widest moat in Apparel Retail is lululemon athletica inc. (LULU) at 83/100. The companies ranked closest are Lands' End, Inc. (LE) at 48 just above it and Duluth Holdings Inc. (DLTH) at 41 just below it.

How is the moat score calculated?

Each company is scored with an industry-specific template — Corporate Default in this case, chosen because the defenses that matter to a bank are not the ones that matter to a software company. Every defense combines several financial signals, and each signal is measured as a percentile against a peer group of 33 companies in Apparel Retail. The defenses are then weighted to produce the overall score out of 100.

Why is Torrid Holdings Inc. scored with the Corporate Default template?

Most public companies sell a product or a service at a margin, so the moat question is whether that margin survives contact with competitors. The Corporate template scores the six defenses that show up in a general operating company's financial signature: whether it can hold price, produce more cheaply than rivals, keep its customers, earn a return above its cost of capital, withstand a downturn, and turn size into economics.

Which competitive defenses are measured for Torrid Holdings Inc.?

The Corporate Default template measures 6 defenses, and CURV scores: Pricing Power (48), Cost Advantage (59), Customer Stickiness (32), Capital Efficiency (71), Resilience (18), Scale & Market Position (47). Each is scored independently as a percentile against peers, so a company can be strong on one and weak on another — the overall score reflects how those defenses are weighted for this industry.

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