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Company Analysis

Citigroup, Inc. C

A comprehensive view of key metrics, scores, and financial health for Citigroup, Inc.

Overview of Citigroup Inc.

C NYQ
Financial Services Banks - Diversified Framework: Banks & Lenders Mega Cap
Citigroup Inc. (C), is a Mega Cap company, in the Banks - Diversified industry, last closed at $139.83, about 21.0% overvalued vs fair value, +83.1% 1Y return, ranked 551/1037 in sector.
Metrics P/E 15.3× Rev Growth 107.5% ROE 6.8% Gross Margin 44.6% Div Yield 2.57%
USD 139.83
1.27%
(Delayed)
• Vol 90d: 34.2%
52-Week Range
Market Cap
$235.49B
Enterprise Value
$601.71B
Overall Score
View breakdown
Overall
Growth
Good
Profitability
Fair
Health
Weak
Efficiency
Fair
Valuation
Fair
Growth
Good
Profitability
Fair
Health
Weak
Efficiency
Fair
Valuation
Fair
Completeness: 82%
Confidence: 50%
Updated: Mar 8
Top Beats

Quick Facts

Website https://www.citigroup.com
HQ New York, NY
Employees 226,000
Fiscal year Dec 31

Next Events

Earnings Jul 14 Call: Jul 14

Fair Value Snapshot

Bear Base Bull
$61
$111
$207
Current: $139.83 -21% vs base

Engine Room Money Flow™

Mega Cap

Financial Services - Where revenue goes and how value is created

Flow Steps
Interest Income
$143.7B
7.8%%
Interest Expense
$83.1B
Net Interest Income
$54.1B
-1.5%%
Total Revenue
$168.3B
107.6%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Financial Services

Quality & Reliability Indicators

Return on Equity
6.0%
Fair

Net Income / Equity - key bank profitability metric

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Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$12.7B
111.0% of Net Income

Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Bank Specialized

Competitive Advantage Assessment

Evaluating Citigroup, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
31
/100
Developing
Scores based on quantitative metrics and qualitative factors

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Deposit Franchise

Developing
35
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For informational purposes only. Not investment advice.

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

Banks (Regional & Diversified) vs Industry Peers 93% Coverage
Trade-Off Triangle Visualization A ternary plot showing C's balance between Growth (39.0%), Profitability (17.8%), and Safety (43.3%). Growth 39% Safety 43% Profitability 18%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

54th percentile vs peers
55
Key Signals
Asset Growth YoY 12.9% 82p EPS Growth YoY 27.1% 75p NII Growth YoY -1.5% 36p Equity Growth YoY 1.5% 18p
Strengths
  • Asset Growth YoY in top 20% of peers (12.9%, 82th percentile)
  • D/E Ratio in top 20% of peers (3.37, 93th percentile)
  • Debt/Assets in top 20% of peers (26.9%, 90th percentile)
  • Conservative leverage compared to industry peers
Risks
  • Equity Growth YoY in bottom 20% of peers (1.5%)

Profitability

24th percentile vs peers
25
Key Signals
Strengths
Risks
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Safety

60th percentile vs peers
61
Key Signals
Strengths
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Two Futures

Scenario-based fair value ranges for Citigroup, Inc..

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

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  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$110.52
- - -
-21.0% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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