Skip to content
Company Analysis

J. Jill, Inc. JILL

A comprehensive view of key metrics, scores, and financial health for J. Jill, Inc.

Overview of J.Jill, Inc.

JILL NYQ
Consumer Cyclical Apparel Retail Framework: General Corporate Small Cap
J.Jill, Inc. (JILL), is a Small Cap company, in the Apparel Retail industry, last closed at $23.69, about 78.3% undervalued vs fair value, +61.0% 1Y return, ranked 191/548 in sector.
Metrics P/E 8.6× Rev Growth -2.3% ROE 24.5% Gross Margin 68.7% Div Yield 2.06%
USD 23.69
-1.13%
(Delayed)
• Vol 90d: 36.8%
52-Week Range
Market Cap
$352.10M
Enterprise Value
$347.72M
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Good
Health
Fair
Efficiency
Excellent
Valuation
Fair
Growth
Fair
Profitability
Good
Health
Fair
Efficiency
Excellent
Valuation
Fair
Completeness: 100%
Confidence: 97%
Updated: Oct 31
Top Beats

Quick Facts

Website https://www.jjill.com
HQ Quincy, MA
Employees 1,123
Fiscal year Jan 31

Next Events

Earnings Dec 9 Estimated

Fair Value Snapshot

Bear Base Bull
$35
$42
$49
Current: $23.69 +78% vs base

Engine Room Money Flow™

Small Cap

Corporate Free Cash Flow - Where revenue goes and how value is created

Flow Steps
Revenue
$596.5M
-2.3%%
Gross Profit
$409.7M
-4.7%%
Operating Income
$50.6M
-33.1%%
Net Income
$27.9M
-29.4%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Corporate Free Cash Flow

Quality & Reliability Indicators

Cash Conversion Ratio FY2026
83.3%
Good

Operating Cash Flow / Net Income

FCF / Net Income - measures how well earnings convert to cash

Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium
Locked Metric
-
Premium

Owner's Pocket - Capital Allocation

Total Returned to Shareholders

Combined dividends, buybacks, and debt reduction

$7.3M
31.3% of FCF

Where It Leaks

Cash Flow Health some concerns
Moderate efficiency issues detected. Review active leaks below for improvement areas.
3
Active Leaks
0/3
Improving
1
High Impact
0
Critical
Locked Leak
Upgrade to view details
Premium
Locked Leak
Upgrade to view details
Premium
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating J. Jill, Inc.'s durable competitive advantages across 6 defense dimensions

Overall Moat Strength
63
/100
Moderate
Scores based on quantitative metrics and qualitative factors
Full moat analysis

Key strengths

  • Margins Consistently Above Peers Gross margin at 68.7% (top 3%) and operating margin at 8.5% (top 21%) indicate strong pricing power.
  • Margins Stable Across Cycles Operating margin volatility is low (stability score 0.79), demonstrating pricing resilience across cycles.

Key risks

  • Liquidity Concerns Liquidity is concerning (score 0.21), raising questions about short-term obligations.

The dashed ring is the peer median. Defense scores are percentile ranks against peers, so 50 is roughly the typical company in this group.

Upgrade to unlock the signals and evidence behind each defense.

Premium access

Unlock full defense analysis

Get key signals, strengths, and risks for every moat dimension.

Upgrade to Premium Unlock all moat defenses and evidence.

Pricing Power

Strong
84
Premium

Signals, strengths and risks for Pricing Power

Premium

Signals, strengths and risks for Cost Advantage

Premium

Signals, strengths and risks for Customer Stickiness

Premium

Signals, strengths and risks for Capital Efficiency

Premium

Signals, strengths and risks for Resilience

Premium

Signals, strengths and risks for Scale & Market Position

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

vs Industry Peers 100% Coverage
Trade-Off Triangle Visualization A ternary plot showing JILL's balance between Growth (20.5%), Profitability (49.7%), and Safety (29.8%). Growth 20% Safety 30% Profitability 50%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
Upgrade to unlock the full 3-year trend analysis and deltas.

Growth

29th percentile vs peers
30
Key Signals
Rev Growth YoY -2.3% 30p Revenue CAGR 3Y -1.2% 34p EPS Growth YoY -30.3% 30p EPS CAGR 3Y -14.9% 27p TSR -41.7% 13p
Strengths
  • Superior capital returns - 3 return metrics above peer median
  • ROIC in top 20% of peers (18.4%, 87th percentile)
  • Gross Profit Margin in top 20% of peers (68.7%, 90th percentile)
  • Consistently strong margins across 5 metrics
Risks

No significant risks identified for this axis.

Profitability

71th percentile vs peers
72
Key Signals
Strengths
Risks
Premium
Unlock full Profitability drilldowns

See the signal-level drivers and insights behind this axis. Upgrade to reveal the full Trade-Off Ledger.

Upgrade Now

Safety

43th percentile vs peers
43
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for J. Jill, Inc..

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
X.X%
X%XX%
X.X%
-XX%XX%
XX.X%
-XX%XX%
Adjust the sliders above to explore different valuation scenarios.
Unlock Premium
Reveal the full Scenario Theatre
See live sliders, narratives, and full Bear/Base/Bull outcomes.
Upgrade Now
Bear
-
- - -
- upside
-
Base
$42.25
- - -
+78.3% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
Actions & Info
Send Feedback
Please select a category.
0/1000