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Company Analysis

Jumia Technologies AG JMIA

A comprehensive view of key metrics, scores, and financial health for Jumia Technologies AG

Overview of Jumia Technologies AG

JMIA NYQ
Consumer Cyclical Internet Retail Framework: General Corporate Small Cap
Jumia Technologies AG (JMIA), is a Small Cap company, in the Internet Retail industry, last closed at $5.25, about 45.7% overvalued vs fair value, -49.4% 1Y return, ranked 513/548 in sector.
Metrics Rev Growth 12.8% ROE -108.9% Gross Margin 53.9% Div Yield 0.00%
USD 5.25
1.74%
(Delayed)
• Vol 90d: 49.8%
52-Week Range
Market Cap
$653.98M
Enterprise Value
$619.96M
Overall Score
View breakdown
Overall
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Weak
Valuation
Weak
Growth
Fair
Profitability
Weak
Health
Weak
Efficiency
Weak
Valuation
Weak
Completeness: 94%
Confidence: 92%
Updated: Oct 31
Top Beats

Quick Facts

Website https://group.jumia.com
HQ Berlin
Fiscal year Dec 31

Next Events

Earnings Nov 11 Estimated

Fair Value Snapshot

Bear Base Bull
$2
$3
$3
Current: $5.25 -46% vs base

Engine Room Money Flow™

Small Cap

Corporate Free Cash Flow - Where revenue goes and how value is created

Flow Steps
Revenue
$188.9M
12.8%%
Gross Profit
$101.8M
2.3%%
Operating Income
-$63.2M
4.2%%
Net Income
-$61.6M
37.9%%
Money Flow Bridge
Flow Direction: Money moves from left to right
Components: Breakdown shows composition of each stage
Industry-Specific: Corporate Free Cash Flow

Quality & Reliability Indicators

Cash Conversion Ratio FY2025
85.4%

Operating Cash Flow / Net Income

FCF / Net Income - not meaningful while net income is negative (a near-100% ratio here only reflects cash burn tracking accounting losses, not earnings quality)

Locked Metric
-
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Where It Leaks

Cash Flow Health critical
Significant cash flow inefficiencies identified. Multiple high-impact leaks require attention.
1
Active Leaks
1/1
Improving
0
High Impact
1
Critical
Moat Analysis Corporate Default

Competitive Advantage Assessment

Evaluating Jumia Technologies AG's durable competitive advantages across 6 defense dimensions

Overall Moat Strength
30
/100
Developing
Scores based on quantitative metrics and qualitative factors
Full moat analysis

Key strengths

  • Operating Leverage in Effect Operating leverage is evident (score 0.95), with margins expanding over time.

Key risks

  • ROIC Below WACC or Peers ROIC at 2.9th percentile suggests inefficient capital deployment.
  • Elevated Debt Risk Debt serviceability is weak (score 0.16), raising refinancing risk.

The dashed ring is the peer median. Defense scores are percentile ranks against peers, so 50 is roughly the typical company in this group.

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Pricing Power

Weak
21
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Signals, strengths and risks for Pricing Power

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Signals, strengths and risks for Cost Advantage

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Signals, strengths and risks for Customer Stickiness

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Signals, strengths and risks for Capital Efficiency

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Signals, strengths and risks for Resilience

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Signals, strengths and risks for Scale & Market Position

Trade-Off Ledger™

Where management spends the performance budget - Growth, Profitability, or Safety

vs Industry Peers 91% Coverage
Trade-Off Triangle Visualization A ternary plot showing JMIA's balance between Growth (52.8%), Profitability (17.2%), and Safety (30.1%). Growth 53% Safety 30% Profitability 17%

Click axes to expand details. Marker shows current allocation.

3-Year Trend Analysis Locked
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Growth

63th percentile vs peers
63
Key Signals
Rev Growth YoY 12.8% 74p EPS Growth YoY 38.6% 68p TSR 2.27 98p Revenue CAGR 3Y -2.4% 31p
Strengths
  • Growth above peer median with strong metric coverage (85%)
  • TSR in top 20% of peers (2.27, 98th percentile)
Risks

No significant risks identified for this axis.

Profitability

20th percentile vs peers
21
Key Signals
Strengths
Risks
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Safety

35th percentile vs peers
36
Key Signals
Strengths
Safety drilldowns are available to premium members.

Two Futures

Scenario-based fair value ranges for Jumia Technologies AG.

Loading valuation model...
Unable to Compute Fair Value

This company cannot be valued using standard models.

What this means: The Scenario Theatre requires financial data (revenue, cash flow, shares outstanding) to calculate fair value estimates. This data may be unavailable for:

  • Recently listed companies (IPOs, SPACs)
  • Shell companies or holding companies
  • Companies that haven't filed recent financials
  • Foreign companies with limited data coverage
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Bear
-
- - -
- upside
-
Base
$2.85
- - -
-45.7% vs current
Snapshot base estimate
Bull
-
- - -
- upside
-
Fair Value Range Current: $-
$- $- $-
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