U-Haul Holding Company UHAL

Competitive advantage analysis · industrials

Corporate Default
Overall moat score
56/100
Moderate

Ranked against 27 peers in Rental & Leasing Services

About U-Haul Holding Company

U-Haul Holding Company operates as a do-it-yourself moving and storage operator for household and commercial goods in the United States and Canada. It operates through three segments: Moving and Storage, Property and Casualty Insurance, and Life Insurance. It rents trucks, trailers, fixed and portable moving and storage units, specialty rental items, and self-storage spaces primarily to the household movers; and … Full UHAL analysis →

Key strengths

  • Revenue Growth Consistent Revenue growth volatility is low (stability score 0.76), suggesting sticky customer base.

Key risks

  • ROIC Below WACC or Peers ROIC at 32.0th percentile suggests inefficient capital deployment.
  • Volatile Margins Suggest Cyclicality Margin volatility is high (stability score 0.38), suggesting cyclical exposure or competitive pressure.

The dashed ring is the peer median. Defense scores are percentile ranks against peers, so 50 is roughly the typical company in this group.

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Pricing Power

Moderate
56
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Signals, strengths and risks for Pricing Power

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Signals, strengths and risks for Cost Advantage

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Signals, strengths and risks for Customer Stickiness

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Signals, strengths and risks for Capital Efficiency

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Signals, strengths and risks for Resilience

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Signals, strengths and risks for Scale & Market Position

Where UHAL ranks in Rental & Leasing Services

U-Haul Holding Company ranks #14 of 28 scored companies in Rental & Leasing Services by moat score — the top 50%. The widest moat in the group is Global Ship Lease Inc New (GSL) at 79/100.

# Company Moat score Rating
10 Ryder System, Inc. R 58/100 Moderate
11 AerCap Holdings N.V. AER 56/100 Moderate
12 FlexShopper, Inc. FPAY 56/100 Moderate
13 U-Haul Holding Company Series N UHAL-B 56/100 Moderate
14 U-Haul Holding Company UHAL 56/100 Moderate
15 Air Lease Corporation AL 55/100 Moderate
16 Willis Lease Finance Corporatio WLFC 53/100 Moderate
17 Herc Holdings Inc. HRI 50/100 Developing
18 Vestis Corporation VSTS 46/100 Developing

See every General Corporate company ranked by moat score →

How UHAL scores on the Corporate Default defenses

Pricing Power

Score 56 · 20% of the moat score

Pricing power is the ability to raise prices without losing volume.

Cost Advantage

Score 71 · 15% of the moat score

A cost advantage means delivering the same product for structurally less — better purchasing, denser distribution, a more automated process.

Customer Stickiness

Score 66 · 15% of the moat score

Stickiness is what makes revenue repeat without being re-won every year.

Capital Efficiency

Score 37 · 18% of the moat score

Capital efficiency asks what the company earns on the money tied up in the business.

Resilience

Score 62 · 17% of the moat score

Resilience is the capacity to get through a bad year on its own terms — enough liquidity, enough interest cover, and enough cash generation to avoid a rescue financing or a forced sale.

Scale & Market Position

Score 48 · 15% of the moat score

Scale matters only when it converts into economics.

How each Corporate Default defense is measured, in full →

Understanding UHAL's moat

What is U-Haul Holding Company's moat score?

U-Haul Holding Company (UHAL) scores 56 out of 100 on the StatsAlpha Moat Map, which rates its competitive advantage as moderate. It ranks #14 of 28 scored companies in Rental & Leasing Services, the top 50%. The score is a weighted composite of 6 competitive defenses, each measured against industry peers of 27 companies in Rental & Leasing Services. Its strongest defense is Cost Advantage (71/100) and its weakest is Capital Efficiency (37/100).

How does U-Haul Holding Company compare with other Rental & Leasing Services companies?

U-Haul Holding Company ranks #14 of 28 scored companies in Rental & Leasing Services by moat score. The widest moat in Rental & Leasing Services is Global Ship Lease Inc New (GSL) at 79/100. The companies ranked closest are U-Haul Holding Company Series N (UHAL-B) at 56 just above it and Air Lease Corporation (AL) at 55 just below it.

How is the moat score calculated?

Each company is scored with an industry-specific template — Corporate Default in this case, chosen because the defenses that matter to a bank are not the ones that matter to a software company. Every defense combines several financial signals, and each signal is measured as a percentile against a peer group of 27 companies in Rental & Leasing Services. The defenses are then weighted to produce the overall score out of 100.

Why is U-Haul Holding Company scored with the Corporate Default template?

Most public companies sell a product or a service at a margin, so the moat question is whether that margin survives contact with competitors. The Corporate template scores the six defenses that show up in a general operating company's financial signature: whether it can hold price, produce more cheaply than rivals, keep its customers, earn a return above its cost of capital, withstand a downturn, and turn size into economics.

Which competitive defenses are measured for U-Haul Holding Company?

The Corporate Default template measures 6 defenses, and UHAL scores: Pricing Power (56), Cost Advantage (71), Customer Stickiness (66), Capital Efficiency (37), Resilience (62), Scale & Market Position (48). Each is scored independently as a percentile against peers, so a company can be strong on one and weak on another — the overall score reflects how those defenses are weighted for this industry.

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