Insperity, Inc. engages in the provision of human resources (HR) and business solutions to improve business performance for small and medium-sized businesses primarily in the United States. It offers Insperity HR360 solution, a full-service PEO solution delivering HR technology, compliance, and strategic support for small and midsize businesses; Insperity HRCore, a streamlined HR platform for payroll, compliance, and workforce management; …
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Competitive advantage assessment
Key strengths
Margins Stable Across CyclesOperating margin volatility is low (stability score 0.75), demonstrating pricing resilience across cycles.
Strong Interest Coverage & Conservative LeverageDebt serviceability is strong (score 0.73), with robust interest coverage.
Key risks
Liquidity ConcernsLiquidity is concerning (score 0.25), raising questions about short-term obligations.
Weak or Negative Cash FlowCash generation is weak (score 0.28), limiting financial flexibility.
The dashed ring is the peer median. Defense scores are percentile ranks
against peers, so 50 is roughly the typical company in this group.
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Insperity, Inc. ranks #12 of 23
scored companies in Staffing & Employment Services by moat score — the top 52%.
The widest moat in the group is Barrett Business Services, Inc. (BBSI)
at 82/100.
Moat scores for companies ranked near NSP in Staffing & Employment Services
Pricing power is the ability to raise prices without losing volume.
Cost Advantage
Score 68
· 15% of the moat score
A cost advantage means delivering the same product for structurally less — better purchasing, denser distribution, a more automated process.
Customer Stickiness
Score 51
· 15% of the moat score
Stickiness is what makes revenue repeat without being re-won every year.
Capital Efficiency
Score 23
· 18% of the moat score
Capital efficiency asks what the company earns on the money tied up in the business.
Resilience
Score 49
· 17% of the moat score
Resilience is the capacity to get through a bad year on its own terms — enough liquidity, enough interest cover, and enough cash generation to avoid a rescue financing or a forced sale.
Scale & Market Position
Score 49
· 15% of the moat score
Scale matters only when it converts into economics.
Insperity, Inc. (NSP) scores 46 out of 100 on the StatsAlpha Moat Map, which rates its competitive advantage as developing. It ranks #12 of 23 scored companies in Staffing & Employment Services, the top 52%. The score is a weighted composite of 6 competitive defenses, each measured against industry peers of 22 companies in Staffing & Employment Services. Its strongest defense is Cost Advantage (68/100) and its weakest is Capital Efficiency (23/100).
How does Insperity, Inc. compare with other Staffing & Employment Services companies?
Insperity, Inc. ranks #12 of 23 scored companies in Staffing & Employment Services by moat score. The widest moat in Staffing & Employment Services is Barrett Business Services, Inc. (BBSI) at 82/100. The companies ranked closest are Kelly Services, Inc. (KELYA) at 54 just above it and ZipRecruiter, Inc. (ZIP) at 40 just below it.
How is the moat score calculated?
Each company is scored with an industry-specific template — Corporate Default in this case, chosen because the defenses that matter to a bank are not the ones that matter to a software company. Every defense combines several financial signals, and each signal is measured as a percentile against a peer group of 22 companies in Staffing & Employment Services. The defenses are then weighted to produce the overall score out of 100.
Why is Insperity, Inc. scored with the Corporate Default template?
Most public companies sell a product or a service at a margin, so the moat question is whether that margin survives contact with competitors. The Corporate template scores the six defenses that show up in a general operating company's financial signature: whether it can hold price, produce more cheaply than rivals, keep its customers, earn a return above its cost of capital, withstand a downturn, and turn size into economics.
Which competitive defenses are measured for Insperity, Inc.?
The Corporate Default template measures 6 defenses, and NSP scores: Pricing Power (47), Cost Advantage (68), Customer Stickiness (51), Capital Efficiency (23), Resilience (49), Scale & Market Position (49). Each is scored independently as a percentile against peers, so a company can be strong on one and weak on another — the overall score reflects how those defenses are weighted for this industry.
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